Cooperatives and thrift groups
Cooperative societies, esusu and ajo groups, and associations that manage members' money.
Service
Cooperative digitisation
Member records, contributions, esusu and ajo cycles, loans and dividends — transparent to every member.
Overview
What this involves
Cooperatives and thrift groups run on trust, and trust erodes when records live in one person's notebook. We digitise member registers, contributions, savings cycles, loans and payouts so every member can see where they stand.
We start from how your cooperative already works — its bylaws, cycles and approval rules — rather than forcing a generic template.
Benefits
What you get
- 01
Transparency for members
Each member can see their own contributions, balances and loan position. - 02
Less work for officers
Contribution tracking, interest and payouts calculated automatically. - 03
Records that survive handovers
History preserved when executives change. - 04
Esusu and ajo built in
Daily, weekly and monthly savings cycles handled natively.
Process
How we work together
Step 1
Understand the rules
Document bylaws, cycles, fees and approval processes.
Step 2
Migrate records
Bring existing member and contribution history across, verified.
Step 3
Train officers and members
Hands-on sessions until officers and members are confident.
Step 4
Support the first cycles
Stay close through the first contribution and payout cycles.
Industries
Where this applies
NGOs and development partners
Development organisations running programmes for small businesses, cooperatives and farmers.
Explore
Other services
Digital transformation
Move operations off paper, spreadsheets and chat threads onto systems that fit how your team already works.Custom software development
Web and mobile applications built for the devices, connectivity and users you actually have.Fintech solutions
Ledgers, wallets, savings, lending and payment workflows — designed so the numbers always reconcile.
Talk to us about cooperative digitisation
Tell us what you are trying to achieve. We will reply with a clear next step.