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Industry

Cooperatives and thrift groups

Cooperative societies, esusu and ajo groups, and associations that manage members' money.
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The challenge

What gets in the way

Cooperatives and thrift groups mobilise savings at enormous scale, but they run on trust — and trust is fragile when records live in one officer's notebook.

  • 01

    Opaque balances

    Members cannot easily see their contributions, loans or entitlements.
  • 02

    Officer workload

    Contributions, interest and payouts are calculated by hand every cycle.
  • 03

    Records lost at handover

    History disappears when executives change.
  • 04

    Disputes

    Without shared records, disagreements are hard to settle fairly.

How we help

What we bring

  • KudiAI Track's cooperative and esusu management keeps contributions, cycles and loans in one record.

  • Cooperative digitisation migrates existing records and adapts to your bylaws.

  • Training brings officers and members along, not just the treasurer.

Relevant products

Products for this sector

  • KudiAI Track

    Sales, stock, credit, bills and Ajo savings in one app — made for Nigerian businesses.

    • Voice entry in five languages
    • AI assistant and daily brief
    • Sales, expenses and automatic profit
    • Credit tracker
    • Inventory and low-stock alerts
    • Invoices and verifiable receipts

Relevant services

Services for this sector

  • Cooperative digitisation

    Member records, contributions, esusu and ajo cycles, loans and dividends — transparent to every member.

  • Fintech solutions

    Ledgers, wallets, savings, lending and payment workflows — designed so the numbers always reconcile.

Talk to us about cooperatives and thrift groups

See how our products and services fit your business.

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