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Industry

Microfinance and financial services

Microfinance operators, lenders and savings schemes serving small businesses and households.

The challenge

What gets in the way

Serving small businesses profitably means low cost per customer, good data and reliable reconciliation — hard to achieve with spreadsheets and manual collection.

  • 01

    Manual collections

    Field collections and repayments recorded on paper, then re-keyed.
  • 02

    Reconciliation gaps

    Balances across systems and agents do not agree.
  • 03

    Thin credit data

    Little verifiable history on which to base lending decisions.
  • 04

    Audit pressure

    Regulators and auditors expect traceable records.

How we help

What we bring

  • Fintech solutions built on ledger principles with full audit trails.

  • Automation for collections, reconciliation and reporting.

  • Consulting on system selection and architecture.

Relevant products

Products for this sector

  • KudiAI Track

    Sales, stock, credit, bills and Ajo savings in one app — made for Nigerian businesses.

    • Voice entry in five languages
    • AI assistant and daily brief
    • Sales, expenses and automatic profit
    • Credit tracker
    • Inventory and low-stock alerts
    • Invoices and verifiable receipts

Relevant services

Services for this sector

  • Fintech solutions

    Ledgers, wallets, savings, lending and payment workflows — designed so the numbers always reconcile.
  • Business automation

    Replace repetitive manual work — invoicing, reconciliation, reporting, approvals — with reliable automated workflows.
  • Technology consulting

    Independent advice on what to build, what to buy and what to leave alone.

Talk to us about microfinance and financial services

See how our products and services fit your business.